Tag: Real estate investment tips

Dc Fawcett Tips – Why Choosing Real Estate Investment Is A Lucrative Option

There was the housing bubble a couple of years back.  As a result, many of the investors lost their investment money. Many felt that real estate is some scary prospect and hesitated to put money into the real estate.  As luck would have it, there were low prices and surprisingly lower interest rates.  So, going by the saying ‘Make hay while the Sun shines’, this is the suitable time to put investment in the real estate.  It is not the only criterion to be considered, but economy has had a boost.  This means that the price amounts and interest rates have already started to go for a steep hike.  And there is nothing to stop the growing trend.

Why investment in the Real Estate is the best option

The financial crisis that happened of late created many chances for those who have affordability to invest in the real estate.  The large amount of foreclosures that occurred recently created a larger amount of pool for the renters.  This means that rental properties are the best viable investment.  It should be easier to get people to rent the property. This is due to the fact that many people are getting jobs, and disposing properties for a huge profit should become more viable.

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Mortgage rates plummeting down

The rates of mortgages are at an astonishingly low price and this means that putting investment in properties would yield a huge return.  But still, rates have started to make a slow hike.  So, the condition is not in the favor for a longer time.  One should also consider the fact that real estate prices are presently plummeting down.  One has plenty of scope to invest in the present market if one does not wait for long.

Investing in short sales – making best use of it

Making investment in the short sales is also a viable chance at the juncture.  It is due to the fact that many people choose this over foreclosure.  Going for the purchase of short sales is a better opportunity than purchasing a property that has been foreclosed.  This is because there are huge possibilities for the property to be destroyed since it had been foreclosed.

Real estate investment – the choicest one

Anything might happen in the future, but investment in real estate is the choicest investment in the longer run.  The present real estate costs are more than the prices that existed thirty years ago, and acquiring residents makes the investment more profitable.

The fate of Investment Property Mortgage Rates

Of late, the prediction is that the mortgage rates will have a steep hike in the next few years.  But it will not be every prominent.  As a matter of fact, even a small percent of hike in interest rates will cost huge amount of money for the investor.  This increase will happen slowly in course of time, and would not take any individual unawares.

The financial growth is happening not rapidly, and this means that rates of mortgages will not have a steep hike.  The only thing which would prevent the economic growth and increase in rates would be some war or fresh economic crunch in Europe.  Presently, the job scenario is also growing, and this in turn means that many people will be shifting residence and they will look for new residences or rentals. This caters to the needs of the investors.

Earning well as mortgage rates do not rise suddenly

Through the lower mortgage rates, the investors have plenty of alternatives to making profit.  The good news is that hike in mortgage rates happens slowly.  This means that real estate investors can make a huge amount of money in the near future.  As a matter of fact, the rates are increasing, and at the same time many people are looking for a residence or a rental.

The increase in profits may not be as high as the increase in rates, but the number of chances to have a huge profit will be huge in the future.

The final note

If you need a concrete idea regarding investment in real estate, the blogs by Dc Fawcett would come to your assistance.  It is to be noted that Dc Fawcett specializes in assisting people understand the present real estate scenario, and thus he helps people in growth of the real estate investing business.

DC Fawcett – Tips To Start Real Estate Without Money

DC Fawcett Virtual Real Estate Investing club

Are you interested in starting a real estate investment company despite no cash, bad or poor credit score?  If your answer is yes, the doors are open for you. What are you waiting for? Just grab or avail the opportunities wherein you can get financial assistance to establish yourself and free yourself from all the debts. DC Fawcett gives you some tips to start your real estate investment business without any investment.

Tips to start real estate investment without money

If you have huge debts to repay or facing the foreclosure, there is nothing to worry as there are plenty of options to start your real estate investment business. If your credit score is awful, it isn’t the end of the world. You can still avail loans from some of the sources. Here are the tips.

DC Fawcett Real Estate-Tips-To-Start-Real-Estate-Without-Money

  1. Hard/Private Money Lenders

    If the banks don’t approve your loan application, owing to your poor credit score, you can resort to hard or private money lenders who can help you. There are certain criteria for loan approval in this option. The fees and the interest rates may be high.

  2. Wholesaling

    You need not have a high credit score or large amount of money down. Real estate wholesaling consists of finding discounted properties that are given to the prospective and potential buyer who is getting paid to do that.

  3. Partnership

    This is the most common way to start a real estate investment business. In this type, one investor can cover up for another. One partner will find the property at a concessional rate while the other will use his or her good credit score and working capital to get the business going smoothly.

  4. Home Equity

    This is another option for the investors who have no upfront money. It is an added advantage as the property value has gone up recently. The investor has two options to avail finance.

    Rewrite the first mortgage and opt for a reverse mortgage.Keep the first loan aside and add a home equity line of credit.

  5. Seller Financing

    With this type of financing, the investor directly deals with the seller or the homeowner and sign an agreement that states about the due date of paying the interest and the consequences of default that has been agreed.

  6. Borrow money from family or friends

    If you have little or no money, but are from a well-to-do family or friends, you can borrow from them with an assurance of paying them back. You can do this by writing a promissory note with payment dates and the rate of interest. You need to take certain factors into consideration before approaching them such as your relationship with them and how it will get affected if you are unable to repay them.


Understanding your credit score is more important if you wish to avail for further loans. Your loan approval depends on the credit score you have.


Some Real Estate terms as reviewed by DC Fawcett – part 2

Investment real estate


Investment real estate is a real estate which serves as a source of income or investment rather than acting as a mere residence.


Many people have multiple residential properties many of which they use for rental income purposes. Taxes levied on investment real estate are different from residential real estate. Investment real estate enables capital gain. Examples of investment real estate are land and building which are leased, residential apartments which are rented and so on.

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Absorption rate


Absorption rate is the rate at which available homes are sold for a specific amount during a given time period.


It is inversely proportional to the months of supply. Suppose if there are 200 homes to be sold and 10 are sold then the absorption rate = 10/200 = 5 %. An absorption rate of 20% and above indicates a good market. The absorption rate will not include additional homes which enter the market.

ABC index or asset backed securities


Is defined as a basis for the overall mortgage value of borrowers with weak or subprime credit.


Subprime credit means credit of those who cannot maintain a proper repayment agenda. This could be due to many reasons such as divorce, medical emergencies, loss of job and so on.  ABC index was created by Market. A decline in ABC index means more risk associated with subprime mortgages.

Acceleration clause


Acceleration clause is a statement which gives the lender full rights to make the borrower pay off the loan in case of violation of contract.


Generally, loans on homes have an acceleration clause which is activated as soon as a transgression occurs on the part of the borrower such as failure to stick to payment schedule and so on. When the acceleration clause is triggered, the lender must immediately pay the balance loan amount including the interest accrued on the principal before the acceleration clause is set off.



It is a written document conveying that the debtor has been released from the debt.


An acquitance usually provides the borrower with a written statement that he has completely paid the loan amount.

Add on factor


It is the number of usable square feet area divided by the number of rentable square feet area in a commercial real estate lease.


Rentable square feet is the total of the usable space plus the common or shared area. It is also called as the partial floor factor or a load factor.

Adjustment Date


Is the date on which financial adjustments will be made to the contract as agreed by all the parties involved.


It is the date on which the mortgage funds are cleared. For example Sharadha obtains a mortgage of $30,000 at 10% interest. The mortgage is dispersed on October 2nd and the first payment is due on November 2nd. Then the adjustment date is November 2nd


These are some general real estate terms as reviewed by DC Fawcett which will be very useful for real estate investors.